Every insurance carrier is expected to operate on a good faith basis. This means, every policyholder has the right to take out an insurance policy and believe that they won’t be scammed, misled, or otherwise taken advantage of. If an insurance company acts without regard for their policyholders, this is what’s referred to as “operating in bad faith.” Bad faith is a term that generally describes dishonest dealing. Depending on the exact setting, bad faith may mean a dishonest belief or purpose, untrustworthy performance of duties, neglect of fair dealing standards, or a fraudulent intent.
When an insurance company takes advantage of you and operates in bad faith, you have every right to hold them accountable in the eyes of the law. A bad faith insurance lawyer can help you recognize the insurance company’s wrongdoings, will create a strong case that demonstrates their negligence, and will fight every step of the way for you to get the compensation you deserve. For some, the only issue is finding the right lawyer.
If you’ve never worked with a lawyer before, and are unsure what to look for in a bad faith insurance lawyer, use the information below as a guide. Generally speaking, you want to work with a lawyer who is honest, has a demonstrated track record of success, sticks to insurance law, and is authorized to practice law in your home state.
Work With A California Insurance Lawyer Who Is Successful, Qualified, And Hardworking
With over 70 years of experience, the McKennon Law Group has specialized in long-term disability and short-term disability insurance, life insurance, health insurance, accidental death insurance, and long-term care claims, as well as all types of ERISA litigation claims involving employee benefits, including group insurance claims, pension claims and severance claims. We specialize in this area of law, and don’t bother with unrelated practice areas.
It can be helpful to ask friends, family members and neighbors who they trust as a lawyer also. At McKennon Law Group, we’re proud to have hundreds of satisfied clients and are thankful when our former clients provide us with a referral. Thanks to our record of successful cases, we’re often mentioned when Californians ask who to turn to for insurance help.
In addition to our impressive track record of success Our attorneys have received many recognitions and awards as top insurance and ERISA attorneys, including Super Lawyers, The American Lawyer, Martindale-Hubbell, AVVO, Forbes, and the Los Angeles Times, among others. See our Awards & Recognitions. Not all California insurance lawyers have widespread recognition of their success, but our law firm does. We’re proud of these accolades, as they prove our commitment to our clients and the success of their cases.
What Are Some Examples Of Bad Faith Insurance?
Are you still unsure if you need a lawyer? The actions below constitute bad faith insurance dealing. If you feel that your insurance company has done any of the actions below, call a lawyer and set up a free consultation.
- Increasing your premium. Changing your insurance policy, without letting you know, is fraud.
- Giving out lowball offers. If your insurance company knowingly offers less money than you deserve, this is operating in bad faith.
- Unreasonable and unfair demands. If your insurance company asks for documents you can’t access or that are irrelevant to your claim, this behavior is not permitted.
- Improperly conducted investigations. Investigators for your insurance company are also required to operate on good faith, and always must conduct an honest and reasonable investigation.
- Delay in making a decision. Insurance companies are required to make decisions regarding your claim in a reasonably efficient manner. Purposely taking too long to process a claim is considered bad faith.
- Wrongfully denying a claim. If an insurance claim is denied for no reason, or for an illegitimate reason, your insurance company needs to be held accountable for this.
There are a multitude of ways in which an insurance company can act in bad faith. If you’re concerned with the way your insurance company has handled your policy or a recently filed claim, contact McKennon Law Group as soon as possible.
Schedule A Free, No-Risk Case Evaluation WIth McKennon Law Group Today
When insurance companies act in bad faith, innocent people pay the price. If you feel that your insurance company has taken too long to process your claim, wrongfully denied your claim, or otherwise is acting against the doctrine of good faith, you have the right to hold them accountable.
McKennon Law Group is a well-respected California law firm that specializes in holding insurance companies accountable when they act in bad faith. With the help of a legal representative, you can fight back against these unlawful insurance companies and get the compensation you deserve for your insurance claim.