Fighting For Disability Benefits For Cognitive Impairment Victims
A person suffers from cognitive impairment when his or her ability to think and process information is reduced. Symptoms include short-term and/or long-term memory loss, confusion, difficulty with planning, organizing and problem-solving and an inability to handle stress. Cognitive impairment can arise from conditions such as dementia, amnesia, Alzheimer’s disease, Parkinson’s disease or Huntington’s disease. In addition, cognitive impairments can arise due to a stroke, heart disease, brain injury, depression, anxiety disorder, insomnia, high blood pressure and chronic headaches.
When a person suffers from cognitive impairment, he or she would have difficulty performing their jobs. However, insurance companies do not always pay benefits, even when their liability seems obvious. If your disability benefits have been denied, you need to retain the legal skills of McKennon Law Group PC in Newport Beach, California. We have the experience and knowledge to help.
Unscrupulous Insurers Must Answer To Us
Too often, our attorneys have seen insurance companies/ERISA administrators assert that an insured has the “functional capacity” to return to work even if they are suffering from cognitive impairment. Sometimes, the insurance company will require the insured to sit for an “independent” neuropsychological examination conducted by a medical professional of their choosing and whom they pay.
When that happens, the paid neurophysiologist often prepares a biased report concluding that the insured can return to work, regardless of the limiting cognitive impairments from which they suffer. Our attorneys have been successful in convincing insurance company foes to reverse their denial decisions, even when that decision was initially supported by the results of an unfavorable neuropsychological examination.
Schedule A Free Appointment
If you believe you are totally disabled due to cognitive impairment or if your insurer has denied your claim for long-term or short-term disability insurance benefits, our insurance litigation attorneys can help. Please contact McKennon Law Group PC, in Newport Beach, California, via email or call 1-800-682-4137. We offer free initial consultations.