We Effectively Handle Insurance Bad Faith Claims
California law imposes an implied duty of good faith and fair dealing on every insurance policy, based on fundamental principles of fairness. This duty requires insurers to act in a fair and reasonable manner and prohibits them from acting or failing to act in any way that would deprive policyholders of their owed insurance benefits.
If your insurance company has acted in bad faith, you can bring suit for the benefits owed under the policy, plus emotional distress damages, consequential damages, attorneys’ fees, pre-judgment interest and punitive damages. And if the insurer acted in bad faith concerning your long-term disability insurance claim, you can obtain “future damages,” defined as all future disability benefits you would be entitled to. The Insurance Bad Faith attorneys at McKennon Law Group PC in Newport Beach, California, with offices also in Los Angeles, San Diego and San Francisco, have the skills and experience to help policyholders with denied insurance claims. Since 1986, our insurance litigation attorneys have negotiated and litigated hundreds of insurance bad faith matters. Our team of attorneys is nationally recognized in handling insurance bad faith litigation.
An Insurer’s Duty to Act in Good Faith
To establish insurance bad faith in first-party cases (such as those involving disability insurance, life insurance, health insurance and accidental death insurance), a policyholder must show that an insurer’s delay in or withholding of benefits under the policy was unreasonable or without proper cause. An insurer acts in bad faith when it makes “lowball” offers, unreasonably delays payment of policy benefits, fails to conduct an adequate investigation or avoids paying a claim that should be covered. An insurer also acts in bad faith if it conducts a biased investigation of your claim. For specific discussions, see:
For more information, please see our Insurance Bad Faith FAQS.
Call an Aggressive Legal Advocate to Assist You
We have been litigating ERISA insurance, disability insurance, life insurance, accidental death and dismemberment insurance, health insurance, bad faith and other insurance matters since 1986. Our attorneys are nationally recognized experts in insurance bad faith litigation. Our attorneys are top rated by all major peer-review rating agencies and have been honored to receive numerous prestigious awards and recognitions.
Our attorneys and our law firm have been recognized by various groups and rating organizations as the top insurance attorneys in California and in the United States. See About Us. No attorneys in California or anywhere in the United States are better suited to litigate your bad faith or ERISA insurance claims. We are not afraid to fight the big insurance companies and we have extensive experience fighting them. For a free initial consultation, please fill out this free consultation form or call us at 1-800-682-4137.