Insurance & ERISA Litigation Blog
Why Are Long-Term Care Policies Important and What Do They Cover?
The Importance of Understanding Long-Term Care Insurance Most people are familiar with various types of insurance, such as auto, life, and homeowners or renters insurance. However, many are not familiar…
Court Denies Employers’ Motion to Dismiss – Finds That McKennon Law Group PC’s Client Is Potentially Entitled to Increased Pension Benefits Under ERISA
McKennon Law Group PC has successfully defended its client against a Motion to Dismiss (the “Motion”) filed by Northrop Grumman Corporation and its associated pension plan (collectively “NG”) in Sheets…
What Are The Differences Between ERISA and Individual Non-ERISA Insurance Plans?
Understanding Cost, Coverage, and Other Differences The Employee Retirement Income Security Act of 1974, or ERISA, provides several protections related to insurance and retirement plans sponsored by employers for their…
The Advantages and Disadvantages of Group Disability Insurance
In a world where medical uncertainties abound, having a safety net for unexpected medical events is crucial. Disability insurance provides that financial safety net, ensuring that individuals who are unable…
Long-Term Care Insurers: Underpricing Policies and Denying Legitimate Claims (Part 2)
Introduction Long-term care (LTC) insurance is designed to provide financial security for people facing challenges that come with aging, such as those suffering from chronic medical conditions or disabilities that…
Court Decision Highlights Challenges in Disability Insurance Claims for Subjective Conditions
Many disability insurance policies provide benefit payout periods that are much longer for disabilities caused by physical conditions as opposed to mental conditions. Typically, while allowing benefits for disabilities caused…
Long-Term Care Insurers: Underpricing Policies and Denying Legitimate Claims (Part 1)
Introduction Long-Term Care (LTC) insurance is designed to cover services and expenses that are not covered by regular health insurance when the insured suffers from a chronic medical condition, disability…
Professional Liability Insurance
What is Professional Liability Insurance? Businesses and other organizations are typically required to carry insurance, and many types of commercial insurance exist. Discussed here is one type of commercial insurance,…
How to Handle Termination of Your Disability Benefits
You have experienced an accident or medical condition that has caused you to be unable to continue working. Thankfully, because you had disability coverage, you were able to submit a…
What Is the Difference Between “Own-Occupation” and “Any-Occupation” Total Disability in a Disability Insurance Policy?
Has Your Disability Insurance Claim Been Denied? If your claim for long-term disability benefits has been denied – or is denied in the future – you will need the advice…