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Disability Insurance Blog
Beware The Pitfalls and Unforeseen Ways That Your Disability Benefits Can Be Impacted By Offsets
Suppose some unforeseen event leaves you unable to continue working. If you have insurance covering short-term disability, long-term disability, or both, you will be eligible to receive benefits determined by…
What Happens If I Lose My Job While On Long Term Disability Benefits? – McKennon Law Group PC
Have you lost your job while on long term disability benefits? When a worker in California becomes injured, they can file a claim with their insurance company, and, after a…
Federal Court Awards Benefits to ERISA Long-Term Disability Claimant, Finding That Insurer Company Failed to Provide Evidence That a Pre-existing Condition Substantially Caused the Disabling Injury
Insurance companies will go to great lengths to avoid paying claims. One way in which they do that is by trying to shoehorn the facts of the claim into a…
Winning ERISA Disability Insurance Appeals
Claims made for short term disability and for long term disability benefits are frequently denied by ERISA plan benefits administrators. Congress enacted ERISA to provide a level of minimum standards…
Medical Conditions Without Objective Proof Not an Automatic Bar to Long-Term Disability Benefits
Court Determines That Recognized Medical Conditions Without Objective Proof of Disability Will Still Support a Claim for Long-Term Disability Benefits Claimants for long-term disability benefits often face an uphill battle…
Los Angeles Daily Journal Publishes Article on April 21, 2021 by Robert McKennon Entitled “Ruling Clarifies who Qualifies as an ERISA Fiduciary”
In the April 21, 2021 issue of the Los Angeles Daily Journal, the Daily Journal published an article entitled “Ruling Clarifies who Qualifies as an ERISA Fiduciary” written by the…
District Court Finds that Insurer Misinterpreted Key Policy Term in an ERISA Long-Term Disability Plan, Allowing Remand and Award of Attorneys’ Fees
Insurance companies acting as ERISA plan administrators often misinterpret the definition of “disability” when considering a claimant for long-term disability (“LTD”) benefits. In Reyes v. USAble Life, 2019 WL 1549430…
The Current Wave of “Long-Haul” COVID-19 Patients Likely Means an Overwhelmed Social Security Disability System and More Long-Term Disability Claims
Even after the current COVID-19 pandemic is declared to be over, many people – possibly up to 10% or even 15% – of COVID-19 patients may continue to display symptoms…
District Court Reverses Denial of Disability Claims Where Insurer’s Paper Review Conflicted with the Entirely One-Sided Record of Examining Physicians’ Opinions in Favor of Claimant
Insurance companies often base denials of disability claims on the mere review of the available documentation in the existing claims files. It is cheaper for them to do so and…
The Basics of an ERISA Life, Health and Disability Insurance Claim – Part Thirteen: Augmenting an Administrative Record
In this several-part blog series titled The Basics of an ERISA Life, Health and Disability Insurance Claim, we discuss the basics of an ERISA life, health, accidental death and dismemberment…
