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Disability Insurance Blog
How to Handle Termination of Your Disability Benefits
You have experienced an accident or medical condition that has caused you to be unable to continue working. Thankfully, because you had disability coverage, you were able to submit a…
What Is the Difference Between “Own-Occupation” and “Any-Occupation” Total Disability in a Disability Insurance Policy?
Has Your Disability Insurance Claim Been Denied? If your claim for long-term disability benefits has been denied – or is denied in the future – you will need the advice…
Court Weighs Financial Conflict of Interest and Procedural Irregularities in the ERISA Claim Review Process and Finds Sedgwick Abused Its Discretion In Denying Long-Term Disability Claim
Judge Dale Drozd of the Eastern District of California recently brought at least some clarity to authority that in the past has allowed for only a murky, muddled understanding of…
When Does ERISA Apply and When Does It Not?
Does ERISA Apply To Your Employee Benefits? ERISA is a federal law designed to protect benefits due to employees administered by private employers through group benefit plans. Employees often are…
Insurer and Fiduciaries Liable for Incorrect Calculations and Advice about the Amount of ERISA Plan Benefits
Is an ERISA Insurer or Other Fiduciary Liable When They Incorrectly Calculate and Misrepresent the Amount of Your Plan Benefits? Most employee benefits are governed by a federal law called…
May is Disability Insurance Awareness Month: Do You have Disability insurance?
Many people today find themselves in a situation in which at any given time, one incident can cause financial catastrophe. A medical diagnosis, accident, injury, or some other event can…
How to Speed Up Your Application for Long-Term Disability and Social Security Disability Benefits: The Compassionate Allowances Initiative
Compassionate Allowances Can Help Speed Up Social Security Disability Payments Becoming disabled due to an injury or medical condition can be devastating. The thought of facing the future can be…
Federal Court Finds Attorney Plaintiff Entitled to Long-Term Disability Benefits for Symptoms Consistent With “Long COVID”
It is well-established that disability insurance companies do not like to pay claims. One powerful way for an insurer to issue a facially plausible denial where a disability claimant has…
What is ERISA Litigation?
How Do ERISA Lawsuits Work? If you have employee benefits sponsored by your employer and are insured under a group insurance plan, you are entitled to certain benefits. Many of…
SSDI Award Letter Helps Client Win ERISA Case
New Hope If Your Disability Insurance Claim is Denied If you file a claim for long-term disability insurance benefits, and that claim is denied, arrange at once to meet with…
