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Disability Insurance Blog
Should You Hire an Attorney to Assist You with Your ERISA Disability Appeal?
If your disability policy was issued and paid for by your employer, it is likely governed by the Employee Retirement Income Security Act of 1974, commonly referred to as ERISA….
New California Law Requires that Short-Term Disability Policies Provide Coverage for Severe Mental Illness
In a victory for insurance consumers and mental health advocates, a recent change to the California Insurance Code mandates that short-term disability insurance policies provide coverage for “severe mental illnesses”…
Insurance Companies May Conduct Orwellian Investigations in Order to Deny Disability Benefits
Disability typically offer their insureds little insight into their claims administration processes. If you are waiting for a decision on your claim, or anticipate filing a disability claim soon, be…
The Number of Disabled Employees Increase as More Employers Drop Long-Term Disability Coverage
A disturbing trend that has developed across the country in recent years is that, while the number of workers/employees suffering from long-term illnesses or injuries has increased, the number of…
Insurers’ Bad Faith at Different Steps of the Insurance Claims Process
California law imposes an implied covenant of good faith and fair dealing in insurance contracts under which neither party may act so as to injure the rights of the other…
McKennon Law Group PC’s Very Recent Success Stories Litigating California Disability Insurance Claim Denials
The dual roles insurers hold, as funding sources and claim administrators of disability plans, often impact their impartiality. Indeed, insurers have the discretion and financial incentive to deny claims and…
Why Is It Important To Exhaust Your Administrative Remedies Under ERISA When Your Insurer Denies Your Disability Insurance Claim?
The Employee Retirement Income Security Act of 1974 (“ERISA”) provides an exclusive remedial scheme for insureds who have been denied benefits. 29 USC section 1001 et seq. Under ERISA, a…
Components of an ERISA Disability Insurance Claim
Under your employer-sponsored disability policy, you are entitled to income replacement benefits if you are disabled and unable to work due to an injury or sickness. However, recovering on the…
Components of an Individual Long-Term Disability Insurance Claim
When you purchase an own occupation individual disability insurance policy, the insurer promises to pay for total disability or residual disability in the event you are unable to perform the…
LINA Ordered to Pay the McKennon Law Group Attorneys’ Fees and Costs
On May 13, 2014, a respected Central District of California Federal Court Judge, Margaret M. Morrow, issued an Order granting Plaintiff’s Motion for Attorneys’ Fees and Costs. In the Order,…
