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Disability Insurance Blog
Court Denied Insurer’s Attempts to Mischaracterize Plaintiff’s Job Qualifications Based on Updated Vocational Evaluation and Enters Judgment for Plaintiff Against Unum
Insurance companies regularly review the ongoing medical care of their recipients of long-term disability benefits to find evidence of improved health and functional capacity that allows the recipients to return…
Eighth Circuit Finds District Court Did Not Err in Finding for a Long-Term Disability Claimant Against Reliance Standard Where Claimant Presented Evidence of Both Physical and Mental Nervous Conditions Causing Disability
Disability insurance is meant to provide a financial lifeline when individuals are unable to work due to illness or injury. However, it is common for insurers to deny or limit…
The Impact of a Social Security Disability Income Award on Your Group Long-Term Disability Claim
Filing for Social Security Disability Income Benefits and Group Long-Term Disability Benefits If you become ill or injured and experience a disability that keeps you from performing your job duties,…
Understanding the Role Your Healthcare Provider Plays in Your Disability Insurance Claim
Navigating the complexities of an ERISA (Employee Retirement Income Security Act of 1974) disability claim can be daunting, especially when your health and financial stability are on the line. One…
Understanding ERISA Self-Funded Plans
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law designed to protect the interests of employee benefit plan participants and their beneficiaries. While ERISA applies to…
What Recourse is Available to You When an Insurer Mishandles Your ERISA Claim?
The Employee Retirement Income Security Act of 1974 (ERISA) provides standards for private employer-provided group insurance plans, including disability, life, accidental death and dismemberment, pension and health insurance plans. One…
Understanding ERISA Deadlines: When Insurance Appeals Must Be Decided
If you have insurance coverage through an employer-sponsored benefit plan that is governed by the Employee Retirement Income Security Act of 1974 (ERISA), it can be vital for you to…
Preparing for the Future: The Benefits and Drawbacks of Long-Term Care Insurance
Understanding Pros and Cons of Long-Term Care Insurance Long-term care insurance is coverage designed to help pay for care if and when you need extended assistance performing everyday activities and…
Court Finds That McKennon Law Group PC’s Client Is Entitled to Long-Term Disability Benefits; Rejects Guardian Insurance Company’s Application of Pre-Existing Condition Exclusion
On May 9, 2024, in the matter of Jason Kim v. The Guardian Life Insurance Company of America, 8:23-cv-01579, 2024 WL 2106240 (C.D. Cal. May 9, 2024), the Honorable David…
What is the Pre-Existing Condition Exclusion in Disability Insurance Policies and How Does It Work?
Understanding How Pre-Existing Conditions Exclusions in Disability Policies Can Affect A Claim For Disability Benefits Short- term disability and long-term disability insurance policies are designed to provide peace of mind…
