Disability Insurance Blog
When ERISA Plans Fail to Speak Clearly: The Ninth Circuit Upholds Benefits Denial Reversal in Residential Mental Health Treatment Case Under De Novo Standard of Review
In the world of ERISA litigation, the stakes are often high for families trying to secure essential health benefits, particularly for residential mental health care. The most contested issue in…
Mundrati v. Unum: An Important Decision on How Insurers Are to Characterize a Claimant’s Occupation in Long-Term Disability Disputes
The case of Mundrati v. Unum Life Insurance Company of America, __ F. Supp. 3d __, 2025 WL 896594 (W.D. Pa. Mar. 24, 2025), serves as a significant illustration of…
ERISA and Mental Health Disability Claims: What You Need to Know
In today’s evolving healthcare landscape, mental health care has taken center stage and our society continues to better understand the effects mental health can have on peoples’ well-being and ability…
Indiana District Court Limits What An Insurer Can Place in the Administrative Record Based on its Violations of ERISA’s Regulations Governing Timing of Claim Decision
The United States District Court for the Northern District of Indiana recently examined the issue of determining what constitutes the administrative record where an insurance company fails to meet regulatory…
United States District Court for the Northern District of California Clarifies the Standard of Disability Under the Employee Retirement Income Security Act
The U.S. District Court for the Northern District of California recently clarified what a claimant must demonstrate to meet the standard of “disabled” under the Employment Retirement Income Security Act…
How to Choose the Right Lawyer for an ERISA or Insurance Bad Faith Claim
If you have made or are considering making an insurance claim pursuant to the Employee Retirement Income Security Act (ERISA) or a bad faith claim, choosing the right lawyer can…
How a Previous Divorce Can Impact Your Life Insurance Claim
Understanding Divorce’s Impact on Potential Life Insurance Benefits Typically, when policyholders purchase insurance such as life insurance, disability insurance, or accidental death and dismemberment insurance, they name one or more…
Understanding the Timing Requirements for an ERISA Claim
Why Timing Matters for an ERISA Claim and What Timelines You May Need to Consider The Employment Retirement Income Security Act of 1974 (ERISA) provides specific requirements for how most…
Understanding the Economics of an ERISA Disability Case
The article outlines the economic implications of ERISA disability cases for both claimants and plan administrators. Claimants face lost wages and financial distress due to their inability to work, affecting…
What Surveillance/Investigation Tactics to Expect From Disability Insurers
Is Your Disability Insurer Watching You? When you file a disability claim with your insurance company requesting that it pay you monthly disability benefits, it will take all necessary steps…