Disabled NFL Players Face the Same ERISA Hurdles as Everyday Workers: Plans that Use Biased Physicians and that Deny Disability Claims without a Fair and Full Review

National Football League (“NFL”) players are covered by an employer-sponsored long-term disability (“LTD”) policy called the Bert Bell/Pete Rozelle NFL Player Retirement Plan (“Plan”).  This NFL Plan, like most employer long-term disability plans, is governed by ERISA.  Therefore, disabled NFL players face many of the same evidential challenges as company-bound employees when filing a claim …

Read moreDisabled NFL Players Face the Same ERISA Hurdles as Everyday Workers: Plans that Use Biased Physicians and that Deny Disability Claims without a Fair and Full Review

The Basics of an ERISA Life, Health and Disability Insurance Claim – Part Eight: Impact of Social Security Disability Insurance on an ERISA Disability Insurance Claim

In this several-part blog series titled The Basics of an ERISA Life, Health and Disability Insurance Claim, we discuss the basics of an ERISA life, health, accidental death and dismemberment and disability claim, from navigating a claim, to handling a claim denial and through preparing a case for litigation. In Part Eight of this series, …

Read moreThe Basics of an ERISA Life, Health and Disability Insurance Claim – Part Eight: Impact of Social Security Disability Insurance on an ERISA Disability Insurance Claim

Attending Physician’s Certifications of Disability: How Important Are They for Disability Insurance Claims Under ERISA?

Many employees are covered by group short-term disability insurance and/or group long-term disability insurance. These plans provide benefits to employees who cannot return to work because of illness or injuries that prevent them from performing their work activities. The Employee Retirement Income Security Act of 1974 (“ERISA”) governs most of these insurance plans. Unfortunately, sometimes …

Read moreAttending Physician’s Certifications of Disability: How Important Are They for Disability Insurance Claims Under ERISA?

How do disability benefits from Social Security, the State or from Workers’ Compensation affect your claim?

Most group long-term disability policies and employer-sponsored long-term disability plans include a provision called “Offsets,” “Other Income Benefits,” “Income Which Will Reduce Your Disability Benefit,” “Deductible Sources of Income” or a similar name.  These provisions allow the insurer to reduce the monthly disability benefit that you would otherwise receive under the disability insurance policy by …

Read moreHow do disability benefits from Social Security, the State or from Workers’ Compensation affect your claim?

National Investigation Uncovers Systemic Practice Among Life Insurers Depriving Beneficiaries of $5 Billion!

Four years ago we blogged about Metropolitan Life Insurance Company’s (“MetLife”) inconsistent use of the Social Security Administration’s Death Master File database to deprive beneficiaries of $40 million in life insurance benefits.  See https://mslawllp.com/metlife-pays-40-million-to-settle-allegations-that-it-failed-to-properly-identify-and-pay-life-insur/.  That database, created by the Social Security Administration, is consistently updated with the names and identity of everyone for whom a …

Read moreNational Investigation Uncovers Systemic Practice Among Life Insurers Depriving Beneficiaries of $5 Billion!

The Number of Disabled Employees Increase as More Employers Drop Long-Term Disability Coverage

A disturbing trend that has developed across the country in recent years is that, while the number of workers/employees suffering from long-term illnesses or injuries has increased, the number of employers who provide long-term disability insurance has dropped dramatically.  As of May 2014, the total number of Social Security disability beneficiaries in the United States …

Read moreThe Number of Disabled Employees Increase as More Employers Drop Long-Term Disability Coverage

Council for Disability Awareness Follows Approvals of Disability Claims by the SSA and Private Disability Insurers

Allison Bell of the National Underwriter reported on September 11, 2009 that approved disability claims rose more quickly in 2008 at the Social Security Disability Insurance program than at private disability insurers. She explained that the Council for Disability Awareness in Portland, Maine reported that findings in a summary of results from an analysis of …

Read moreCouncil for Disability Awareness Follows Approvals of Disability Claims by the SSA and Private Disability Insurers

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Address: 20321 SW Birch St. Suite 200
Newport Beach, CA 92660

Phone: 800-682-4137

We also have offices in Los Angeles, San Diego and San Francisco.

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