California Disability Insurance Lawyers

Short-term disability and long-term disability insurance benefits offer income replacement if, because of an accident or sickness, you are unable to work and are totally disabled. However, insurance companies often deny a long-term disability insurance claim and impose a burden on you to provide additional evidence of your disability. There are several types of disability insurance policies governed by different laws. That’s why it’s critical to hire reputable disability insurance lawyers in California.

If an insurance company denies your disability claim, you are not helpless. What may seem like a proper denial could actually be improper under the law. An attorney experienced in disability insurance law can help you dispute the denial and secure your benefits. The attorneys at McKennon Law Group PC in California are nationally recognized experts in resolving disputes involving disability benefits and have over 60 years of experience in helping clients gain the settlements they deserve.

Schedule a free consultation to learn how we can assist you with your disability claim.

Understanding Disability Insurance

Long-term disability and short-term disability insurance policies are typically purchased individually or are issued through employers. Policies purchased directly from an insurance company are typically governed by state laws, such as the California Insurance Code and California contract law. Most of the policies issued through employers as group insurance are governed by the Employee Retirement Income Security Act of 1974 or ERISA. If your insurer or employer improperly denied your disability claim under ERISA, you must act quickly to preserve your rights. At this stage, it is always a good idea to consult an attorney.

Bad Faith Insurance Claims

If your insurer improperly denied your disability claim under California law, you can bring a bad faith claim for policy benefits, “consequential damages” (damages that are caused by an insurance company’s bad faith conduct), emotional distress damages, punitive damages, attorneys’ fees and interest on past-due disability insurance benefits (typically at the legal rate of 10%).

Long Term Disability Insurance Benefits

Our attorneys have handled thousands of disability insurance claims, and thus, we have a firm understanding of how to resolve long-term disability and short-term disability claim disputes involving individual and group policies that involve ERISA. We have represented clients with insurance claims involving:

We can help you through negotiation, litigation, and the appeals process so you don’t have to face an insurance company alone. Our attorneys have thorough knowledge and are prepared to go to battle for you.

Short Term Disability Insurance

To learn more about temporary disability options, speak with our short-term disability lawyers in California.

Contact California Disability Insurance Lawyers

At McKennon Law Group PC, our lawyers routinely represent clients concerning their long-term or short-term disability claims. We have over six decades of experience handling short & long-term disability insurance claims. If you are an employee covered under a group disability policy, or if you purchased your own individual disability policy directly from a disability insurance company, and you had your claim denied, do not give up.

We can help. Book a free consultation by calling us at 1-800-682-4137.