Los Angeles and Orange County Disability Insurance and ERISA Claim Attorneys Fight Zurich Life Claim Denials

At McKennon Law, we represent individuals, beneficiaries, and policyholders in complex disputes involving life insurance, disability insurance, health insurance, and ERISA-governed employee benefit plans. We have significant experience litigating against Zurich Life Insurance Company, particularly in life and accidental death and dismemberment (AD&D) claims. Clients often turn to us after Zurich has denied or delayed payment of benefits, frequently relying on narrow policy interpretations or procedural technicalities. With decades of experience — including from our attorneys’ prior work representing insurers — we understand the legal and strategic weaknesses in Zurich’s denial practices and know how to challenge them effectively to secure the benefits our clients deserve.

Zurich Life Insurance Company is part of Zurich Insurance Group, a global insurer headquartered in Switzerland with a significant presence in the United States. While Zurich is better known for its commercial and property-casualty lines, it also issues group and individual life and accident insurance policies. Despite its financial strength and international reach, Zurich often denies valid claims using vague policy language or by asserting exclusions without proper investigation. At McKennon Law Group PC, we are skilled at cutting through these tactics — whether under ERISA or state law — and regularly succeed in reversing Zurich’s denials through aggressive advocacy, negotiation, or litigation.

In non-ERISA cases, we have observed Zurich engage in conduct that constitutes insurance bad faith, including failing to communicate promptly with beneficiaries, refusing to investigate claims adequately, and misapplying policy exclusions without factual support. Such actions may violate the insurer’s duty of good faith and fair dealing under California law and can subject Zurich to liability for extra-contractual damages. At McKennon Law, we pursue not only full policy benefits but also compensatory and punitive damages when Zurich puts its financial interests ahead of the rights of the insured. We are committed to holding Zurich accountable and protecting our clients’ legal and financial interests at every step.