Los Angeles and Orange County Disability Insurance and ERISA Claim Attorneys Fight Standard Insurance Company Claim Denials

At McKennon Law, we frequently represent policyholders in disputes involving long-term disability, short-term disability, life insurance, accidental death and dismemberment (AD&D), and ERISA-governed employee benefits claims. One of the insurers we most often litigate against is Standard Insurance Company (commonly referred to as “The Standard”). Many of our clients come to us after The Standard has denied their valid claims or prematurely terminated disability benefits. With decades of experience — including prior work representing insurers — our team understands the internal processes companies like The Standard use to delay, reduce, or avoid paying claims. We use this knowledge to strategically advocate for our clients and routinely succeed in forcing The Standard to pay all owed benefits.

Standard Insurance Company, headquartered in Portland, Oregon, is a leading provider of group life and disability insurance products across the United States. It insures millions of individuals through employer-sponsored plans and also offers individual coverage. Despite its size and reputation, we regularly see The Standard deny claims based on questionable vocational assessments, insufficient or biased medical reviews, and overly broad interpretations of policy exclusions. These practices can leave claimants without the income protection they counted on. At McKennon Law, we know how to challenge these tactics, whether through administrative ERISA appeals or aggressive litigation in state or federal court.

In non-ERISA claims, The Standard has exhibited conduct that constitutes insurance bad faith, including failing to conduct thorough investigations, ignoring substantial medical evidence, or misapplying policy terms to deny claims. In such cases, our attorneys pursue not only the benefits due under the policy but also damages for emotional distress, attorney’s fees, and in appropriate cases, punitive damages. When The Standard breaches its duty of good faith and fair dealing, we act swiftly and decisively to protect our clients’ rights and hold the insurer accountable under California and other applicable state laws.