Los Angeles and Orange County Disability Insurance and ERISA Claim Attorneys Fight Hartford Life & Accident Claim Denials

At McKennon Law, we represent policyholders and beneficiaries in disputes involving long-term disability, short-term disability, life insurance, health insurance, and ERISA-governed employee benefit plans. One of the insurers we regularly challenge is Hartford Life & Accident Insurance Company, a major player in the group disability and life insurance market. Many clients come to us after Hartford has wrongfully denied or terminated their benefits — often citing vague policy exclusions, biased medical reviews, or procedural technicalities. With decades of experience on both sides of insurance litigation, our attorneys — including Robert J. McKennon, who previously represented insurers — are well equipped to fight back against Hartford’s claims handling practices and secure the full benefits our clients are entitled to receive.

Hartford Life & Accident, a subsidiary of The Hartford Financial Services Group, is one of the largest providers of group disability and life insurance in the U.S., covering millions of employees through employer-sponsored benefit plans. Despite its size and reputation, Hartford has developed a pattern of aggressively managing claims, frequently denying benefits based on its own in-house medical reviews and surveillance, or relying on flawed “any occupation” definitions of disability. At McKennon Law, we are experienced in challenging these denials — particularly under ERISA — and have successfully overturned Hartford’s decisions through litigation and strategic negotiation. We know how Hartford operates, and we know how to hold it accountable when it fails its policyholders.