Newport Beach Life Insurance Bad Faith Attorneys

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Life insurance policies promise financial security after a loved one passes. However, insurance companies often deny life insurance claims and inflict additional stress.  If your life insurance claim is denied in bad faith, you may be able to recover your benefits and punitive damages, consequential damages, emotional distress damages, pre-judgment interest and attorneys’ fees.

An insurance company may be acting in bad faith by:

  • Imposing a standard of eligibility for benefits not expressed in the policy or plan, which results in an unwarranted and arbitrary construction. Gaines v. Sargent Fletcher, Inc., 329 F. Supp. 2d 1198, 1218 (C.D. Cal. 2004).
  • Applying an “arbitrary or unreasonable” policy interpretation. Morris v. Paul Revere Life Ins. Co., 109 Cal. 4th 966 (2003).
  • Denying coverage despite an agents’ negligent misrepresentations of coverage.  See Cal. Insurance Code § 1704.5.

If you suspect your insurance claim was denied in bad faith, consider seeking legal help immediately, because the law or the terms in your insurance policy may limit when you can file a suit.  ttorneys experienced in life insurance law can help dispute the insurance company’s bad faith denial and keep you apprised of any applicable deadlines.

McKennon Law Group PC represents individual policyholders and life insurance beneficiaries on a contingency-fee basis, and we do not recover unless we help you obtain a favorable settlement, judgment or verdict at trial.

Call or email us to schedule a free consultation.

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