Nine consumer protection bills sponsored by insurance commissioner signed into law in 2014

Insurance Commissioner Dave Jones announced that during the 2014 legislative session that Governor Jerry Brown signed nine bills sponsored by the California Department of Insurance (“CDI”).  A bill that adds protections for small businesses that took effect in 2014 and five other consumer protection bills that were implemented January 1, 2015.   Here is a list …

Read moreNine consumer protection bills sponsored by insurance commissioner signed into law in 2014

Recent Federal Cases Applying the State and Federal Mental Health Parity Acts: What Do They All Mean?

The Federal Mental Health Parity and Addiction Equity Act (“MH Parity Act”) requires, at a minimum, that the financial requirements and treatment limitations for mental health benefits set by group health plans and health insurance carriers be no more restrictive than those provided for non-mental health medical benefits.  The MH Parity Act was originally signed …

Read moreRecent Federal Cases Applying the State and Federal Mental Health Parity Acts: What Do They All Mean?

California Bans the Inclusion of Policy Provisions Giving Insurance Companies Discretionary Authority to Decide Claims

In a major victory for consumers, Governor Jerry Brown signed a bill that makes discretionary clauses – typically contained in ERISA-governed life, health and disability insurance policies/ERISA plans void and unenforceable in new or renewed policies.  SB 621 was authored by Senate Insurance Committee Chair Ron Calderon (D-Montebello) and sponsored by Insurance Commissioner Dave Jones, …

Read moreCalifornia Bans the Inclusion of Policy Provisions Giving Insurance Companies Discretionary Authority to Decide Claims

New California Law Requires That Insurers and Agents Verify that an Annuity is Suitable for the Consumer

California Governor Jerry Brown recently signed a new law that will provide increased protection to seniors and other consumers who are interested in purchasing an annuity.  AB 689, which was sponsored by the California Department of Insurance and authored by Assembly Budget Committee Chair Bob Blumenfield (D-San Fernando Valley), requires that insurers verify that an …

Read moreNew California Law Requires That Insurers and Agents Verify that an Annuity is Suitable for the Consumer

California Insurance Commissioner Jones Announces New Regulations On Annuities For Seniors

In recent years there have been many cases of insurance agents selling unsuitable annuities to members of the public, especially seniors.  These annuities typically involve large premiums and very large cash surrender charges.  The large cash surrender charges are often in place for at least the first five years of the annuity and usually exist …

Read moreCalifornia Insurance Commissioner Jones Announces New Regulations On Annuities For Seniors

Dave Jones Reveals the Priorities for His Tenure as California’s Insurance Commissioner

California’s new Insurance Commissioner, Dave Jones, identified his priorities at his inauguration on January 3.  He plans to accomplish his objectives by making the California Department of Insurance “the strongest consumer protection agency in the nation”, and he plans to “set the standard for other consumer protection agencies.”   His priorities are: Implementation of federal health …

Read moreDave Jones Reveals the Priorities for His Tenure as California’s Insurance Commissioner

California’s Office of Administrative Law Approves Homeowners Underinsurance Regulations

Because of fairly recent California wild fires and California’s history of rising property values (at least this was the case a few years ago), many California homeowners have found themselves underinsured for fire losses.  The California Department of Insurance has been considering new regulations governing standards and training for estimating replacement value on homeowners’ insurance …

Read moreCalifornia’s Office of Administrative Law Approves Homeowners Underinsurance Regulations

California’s Largest Health Insurers are Fined by California Department of Managed Health Care for Inadequate Claims Practices

  In today’s Los Angeles Times Business Section, Duke Helfand writes about an 18-month investigation by the California Department of Managed Health Care into the payment practices of Aetna Inc., Anthem Blue Cross of California, Blue Shield of California, Cigna Corp., Health Net Inc., Kaiser Foundation Health Plan and United Healthcare/PacifiCare. Here is his article: …

Read moreCalifornia’s Largest Health Insurers are Fined by California Department of Managed Health Care for Inadequate Claims Practices

Governor Schwarzenegger Vetoes AB 1868 That Would Have Banned Discretionary Clauses in Group Insurance Policies

Today Governor Schwarzenegger vetoed AB 1868 that would have banned discretionary clauses in group insurance policies.  This is a disappointment to consumer groups but not to insurers who rely on them.  Currently, the Department of Insurance bans them in group policies anyway.  Here are the Governor’s comments on why it was vetoed: To the Members …

Read moreGovernor Schwarzenegger Vetoes AB 1868 That Would Have Banned Discretionary Clauses in Group Insurance Policies

Certain Health Insurance Reforms Go Into Effect as of September 23

On September 23, 2010, the Patient Protection and Affordable Care Act, part of the recently enacted health care reform law, went into effect for insurance plans that begin on or after this date.  Health care reforms beginning Sept. 23, 2010 include: No pre-existing condition exclusions for children under age 19: requires insurers to cover children …

Read moreCertain Health Insurance Reforms Go Into Effect as of September 23

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Phone: 800-682-4137

We also have offices in Los Angeles, San Diego and San Francisco.

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