How do disability benefits from Social Security, the State or from Workers’ Compensation affect your claim?

Most group long-term disability policies and employer-sponsored long-term disability plans include a provision called “Offsets,” “Other Income Benefits,” “Income Which Will Reduce Your Disability Benefit,” “Deductible Sources of Income” or a similar name.  These provisions allow the insurer to reduce the monthly disability benefit that you would otherwise receive under the disability insurance policy by …

Read moreHow do disability benefits from Social Security, the State or from Workers’ Compensation affect your claim?

Ten Things to Know Before You File a Claim for Long-Term Disability Insurance Benefits

1. Make Sure You Have a Complete Copy of Your Plan/Policy – The first step when making a claim for long-term disability insurance benefits is to secure a copy of your policy. If your employer provided your insurance coverage, request a full and complete copy of your policy from Human Resources. Make sure you get …

Read moreTen Things to Know Before You File a Claim for Long-Term Disability Insurance Benefits

Get the Answers and Assistance You Need

  • This field is for validation purposes and should be left unchanged.
McKennon Law Group Logo

Address: 20321 SW Birch St. Suite 200
Newport Beach, CA 92660

Phone: 800-682-4137

We also have offices in Los Angeles, San Diego and San Francisco.

mckennon-map