ERISA Penalties: When Can Plan Administrators Be Fined for Failing to Timely Produce the Administrative Record?

When insurance companies deny long-term or short-term disability, life or health insurance claims, it is vital that the plan participants and their beneficiaries be able to receive the claim file (also known as the Administrative Record) and ERISA Plan documents so that they can review them and challenge these claim denials.  It is therefore not …

Read moreERISA Penalties: When Can Plan Administrators Be Fined for Failing to Timely Produce the Administrative Record?

When is a Group Long-Term Disability Insurance Plan Not an ERISA Plan? When it’s Established and Maintained by a Church to Qualify as an ERISA-exempt Church Plan – That’s When

You know church can be very good for you, but you probably never contemplated that church could help you in ways other than spiritually.  Let’s say you find yourself in this position:  you become disabled,  work for a church-related employer and now want to make a disability claim under your short-term disability and/or long-term disability …

Read moreWhen is a Group Long-Term Disability Insurance Plan Not an ERISA Plan? When it’s Established and Maintained by a Church to Qualify as an ERISA-exempt Church Plan – That’s When

National Investigation Continues to Uncover Systemic Practice Among Life Insurers Depriving Beneficiaries of Life Insurance Benefits

The Social Security Administration’s Death Master File database provides insurers with the names of deceased people in the U.S. who have social security numbers. It is a useful tool for insurers to identify deceased policyholders and pay life insurance benefits to beneficiaries who may be unaware that they are owed money. However, until recently many …

Read moreNational Investigation Continues to Uncover Systemic Practice Among Life Insurers Depriving Beneficiaries of Life Insurance Benefits

How do disability benefits from Social Security, the State or from Workers’ Compensation affect your claim?

Most group long-term disability policies and employer-sponsored long-term disability plans include a provision called “Offsets,” “Other Income Benefits,” “Income Which Will Reduce Your Disability Benefit,” “Deductible Sources of Income” or a similar name.  These provisions allow the insurer to reduce the monthly disability benefit that you would otherwise receive under the disability insurance policy by …

Read moreHow do disability benefits from Social Security, the State or from Workers’ Compensation affect your claim?

Get the Answers and Assistance You Need

  • This field is for validation purposes and should be left unchanged.
McKennon Law Group Logo

Address: 20321 SW Birch St. Suite 200
Newport Beach, CA 92660

Phone: 800-682-4137

We also have offices in Los Angeles, San Diego and San Francisco.

mckennon-map