Guardian to Offer Guaranteed-Issue Small Group Disability Income Insurance

According to National Underwriter, Guardian Life Insurance Company of America is making it easier for employers with 2 to 9 employees to offer disability insurance benefits.  It says it now will let employers in that size range provide disability insurance on a guaranteed issue basis.  The guaranteed issue provision lets employers provide employees with some disability protection without them having to complete a medical exam or undergo medical underwriting.

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